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Financial Services
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Card ProcessingLloyds Bank Cardnet offer specialist card processing rates for HTA members. All their costs are clear, and there are no hidden fees. You’ll have access to expert technical support from a UK-based helpdesk, and a dedicated implementation team to make switching easy. You’ll also have free online ClientLine access, giving you a 24/7 online summary of card payments. Contact us to find out more about the competitive rates available.Neil Cummings
03332341961
Enquire herelloyds@hta.org.ukhta.org.uk/business-support-and-services/card-processingStrong Customer Authentication (SCA) is a European regulatory programme which focuses on increasing the security of
online payments. By 14 September 2021, all banks will be asking their cardholders to authenticate themselves using two
methods of authentication. Your customers will need to authenticate using two of the three categories when they make
ecommerce payments. This can be something they know (e.g. a password), something they have (e.g. a mobile phone) or something unique to them (e.g. a finger print). As a result of this, technical changes may be required to your website to comply with these regulations. Please read more on this using the below link -

https://www.lloydsbankcardnet.com/assets/content/pdf/sca_faqs.pdf
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Business FinanceHTA Savings & Loans is our financial services business that has been designed with garden-based/landscape businesses firmly front of mind. We’re different from your average high street bank or building society, providing a personal, friendly and helpful service.

Our range of products can help you to grow your business, purchase new equipment and spread the cost of investment in your business. Or a savings plan to help you to save towards your next project. It’s not just the products that makes HTA Savings and Loans so great, our approach is equally as appealing. With us, you’ll have:
- Competitive fixed rates
- No documentation fees
- No early settlement fees
- Absolutely no hidden costs
David, Frank, Dave and Bob
03330 048048
Enquire hereinfo@birminghambank.comBira Bank has recently changed its name to Birmingham Bank but still retains its roots within and links to Trade Associations, and continues to serve HTA members with their funding and savings needs with competitively priced products.

We can also offer discounts (subject to funding via a Birmingham Bank Vehicle Loan) on a range of new Ford, Toyota, Peugeot, Citroen and Fiat commercial and private vehicles through the Bira Affinity schemes with these manufacturers – simply call us with your requirements and let us get you a quote and surprise you how much you can save.

For more information and access to our promotional vehicle rates (Feb to April) which help to save you money, have a look here https://www.birminghambank.com/ and feel free to gives us a call.
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Contactless Ordering
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Contactless ordering
and payment
Covid has changed the way we can serve food and drink, providing more challenges for operators. The days of queuing for food and drink, or waiting for service are over. Garden centres, nurseries and their on-site cafes are investing in contactless digital ordering and payment as a means of streamlining venue operations and enhancing the customer experience. With options for order to table, click and collect, collect from counter and catering loyalty cards, QikServe offers the next step to developing your catering business.Enquire heresamantha.backhouse@qikserve.comresources.qikserve.com/hta
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Business Insurance
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Business InsuranceWe've worked with Towergate insurance to design insurance for the horticultural industry. Our schemes are designed for garden centres, commercial growers, landscapers, manufacturers, suppliers and other associated businesses such as concessions in garden centres.

The specialist insurance policies and products take account fo the unique needs of horticultural businesses.
0344 8926271Email directly for enquiriesjames.bleazard@towergate.co.uktowergateinsurance.co.uk/garden-centre-insurance
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Packaging & Safety Supplies
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Business Packaging, Masks & PPEAlpha Packaging provide a wide range of bespoke and stock packaging solutions specifically designed for garden retail, at a special member discount.

Since the pandemic, they have seen a decline in printed carrier bags and an increase in mail order and online packaging as well as catering and take away packaging.

We still continue to supply our standard range of boot liners, carrier bags and all general packaging in a wide range of styles and bio/degradable and compostable materials. Get in touch on 01235 511500 or email sales@alphapackaging.co.uk for information, samples and prices.

If ordering online don't forget to use your online discount code ALPHA_HTA
01235 511 500Enquire heresales@alphapackaging.co.ukalphapackaging.co.ukAlpha Packaging has some great Mail Order Boxes available to transport plants and flowers safely as well as their unique 'Plant/Bedding Tray Bags'. These allow your customers to keep their cars clean whilst using your click and collect service to safely transport their plant and bedding tray orders from your store to their home.

They also offer a wide variety of mail-order postal bags for customers selling products online such as clothing and gifts and tissue paper to add a touch of class. Printing options also available on all product range.

For those of continuing to provide a takeaway food service, they have block bottom paper bags available which work as a safe and strong bag to transport food as well as a wide range of other catering packaging you require.

We continue to stock face masks and aprons for those who need them so please get in touch to add these to your orders.

Free masks with any printed bag order - mask dispensers also available free of charge
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Cardboard PackagingCardway Cartons are a specialist manufacturer of cardboard packaging products. They produce strong, recycled board carry home trays, the perfect way for your customers to get their plants home safely.0333 003 3550Enquire hereservices@hta.org.ukwww.cardway.co.ukWhy not try our latest development to stop damages. The Stacking cone a visual deterrent to prevent double stacking on fragile products. Completely reusable and can be stored when not in use.
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H&S, HR & Employee Benefits
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Citation
Health & Safety, HR and Employment LawCitation’s mission is to support you to keep every single area of your business safe and legally sound. They’ll provide you with all the tools you need to grow your business.

This includes their core HR, Employment Law and Health & Safety service including a 24/7 expert advice line, 100s of model documents, contracts and templates, and a dedicated local consultant with annual site visits. Plus, they can support you with training, fire and electrical safety services, ISO Certifications, and SMAS Accreditation.

HTA and APL members are eligible to a 10% discount on Citation’s compliance solutions.
0345 844 1111Enquire herehta@citation.co.ukcitation.co.uk/horticulture#utm_source=partner&utm_medium=display&utm_campaign=partner_hta_member_benefits_19
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Health & WellbeingHTA Healthcare Services are brought to you by Howden Employee Benefits & Wellbeing. They are a multi award winning employee benefits consultancy and their expert team specialise in providing independent and impartial advice and help clients of all sizes to build a health and wellbeing plan that’s right for their business, their people and their budget.02039440176Enquire herehtahealthcare@howdengroup.comhttps://www.howdengroup.com/uk-en/cover/employee-benefits-and-wellbeing-consultingOur top 5 tips to boost employees’ wellbeing offers practical steps that employers of all sizes can take to support workplace wellbeing during lockdown.

www.howdengroup.com/uk-en/five-ways-boost-employee-wellbeing-during-lockdown-howden-uk

COVID-19 Vaccination: What does it mean for employers?
DWF discuss the mass vaccination programme and explore some of the key legal issues employers will be facing.

https://www.howdengroup.com/uk-en/covid19-vaccination-employers-faqs
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Utilities, Lighting & Waste Management
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Ecogen
Plastic and Cardboard RecyclingEcogen recycling offer a recycling solution covering plant pots and trays, as well as other recyclable materials including cardboard and plastic film. Ecogen will remove waste from site responsibly, reduce landfill and make your business more sustainable.01962 732 296Enquire hereinfo@ecogenrecycling.co.ukecogenrecycling.co.ukIf your business bales it's waste recyclables please get in touch to see our rebate prices.
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LED LightingIdeal Lights have saved numerous HTA Members over 70% of their electricity spend by upgrading their old inefficient lighting to energy efficient LED Lighting. The first stage is for Ideal Lights to carry out a free lighting audit. Please call to arrange.01633 508 037Enquire hereglyn.blakemore@ideallights.co.uk
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Tele-communicationsAt 2 Circles your satisfaction is paramount. Our 99.5% retention rate and our excellent 4.8 Trustpilot rating confirm our commitment in delivering the best service possible to all our customers.
Our secret is that we understand that not all businesses need the same solutions, our dedicated HTA Member Consultant will work with you to understand your bespoke requirements and to find a solution that fits your unique needs.

Working with the HTA for over 12 years, you can trust our expertise to help you to:
• provide a pleasant in-store Wi-Fi experience for your customers (where applicable)
• enjoy fast payment and mobile app processes with a high-speed and reliable internet connection
• maximise your flexibility with a range of communication and collaboration solutions that ensure you never miss an important call
• receive value for money with the right setup to increase your productivity and minimise costs
Contact us today and we will be happy to discuss the many ways we can help you to improve your telecommunications.
03456 200 200Enquire herehta@2circles.com2circles.com/htaLatest 2 Circles Insight Passle - Have you considered your post-lockdown work environment?
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UtilitiesThe “HTA Utilities Scheme” has been administered by Energycentric for many years and has provided gas, electric and water savings to member organisations across the UK.

Energycentric are a national utility consultancy firm providing bespoke services on procurement, utility management and sustainability options.
They offer every HTA member organisation a free utility audit encompassing:
• Cost comparison for gas, electric and water contracts
• A desktop water efficiency audit in association with the largest water retailer in the UK
• Sustainability options including solar panels, Electric Vehicle points and ground source heating.
• Billing services to reduce supplier costs in these difficult economic times.
Claire Armstrong

01708 765555 (office)

07715554108 (mobile during lockdown)
Enquire hereinfo@energycentric.co.ukhtautilities.co.ukFollowing the launch of the HTA Sustainability Roadmap, HTA Utilities is offering each organisation a way onto the first step of the ladder, by providing highly competitive green energy quotes with specially selected suppliers. Going Green and reducing consumption are key to your organisation contributing to the governments “Net Zero” targets for 2030.

Check out our Socials!
https://twitter.com/Energycentric
https://www.linkedin.com/company/energycentric/
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Security & Consultancy
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B2BSG
Security EquipmentB2BSG Solutions Ltd (B2BSG) has provided innovative Security Tagging (EAS), Product Protection, CCTV and Labelling solutions to HTA Members for nearly 10 years. Since the company was founded in 2000, its key strengths have been excellent levels of customer service, its diverse product range and continued innovative product development to stay ahead of customer needs.

B2BSG’s friendly team will work alongside you to help improve your security and can supply all the equipment you need to keep your staff, property and stock safe. B2BSG also offers Smart Footfall and Occupancy counting systems which can measure customer dwell times, return visits and in/out traffic.
Matt Haimes
+44 (0) 118 932 8088
Enquire hereorders@b2bsg.co.ukb2bsg.co.uk